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A few days ago I read an article from Time Magazine .
Date March 2016
Article: "You Only Think You're Covered". Page 44-47
There were so many sad stories of people needing to go to the hospital . They met their deductible and selected an in-network hospital AND they
were STILL stuck with huge hospital bills.
One poor lady found out she needed to have two surgeries , one on each thumb for arthritis. She chose a hospital that was in-network and had met her deductible of $3,500.00 She didn't expect to have to pay more. Months later, she was whacked with a $6,300 out of network bill, that she discovered that the anesthesiologist on duty the
day of her procedure was an out of network and that the bioengineered implant that her doctor had used in the procedure was not covered by her insurance.
Unfortunately by the time that bill arrived, she had already had the same procedure performed on her other thumb, using the same surgeon, anesthesiologist and implant. She's now bracing for another $6,300 hit. If you include her $568 monthly premium, her in-network deductible, plus the $12,600 in surprise bills, she is expected to pay
$22,916 for her health care last year alone. That's close to half her after -tax-take-home pay.
There were other stories such as the one above.
It's so sad to read about these crazy insurance loopholes.
Thank goodness for AmeriPlan. We can go and help people with our Hospital Advocacy program!
Janie
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